When I retire, I plan on being an artist, since I have an artistic backround, so in essence I have no plan on fully retiring. I don't like the idea of rotting way & atrophying phyisically & spiritually.
Therefore I want to set up shop in a semi-tropical place near a beach, and become Nathalie full-time or part-time, I can't answer that question now which way to go. But by then,I will have nothing to lose.