My problem is not with my own comfort level, nor acceptance, but of getting my checks cashed when my ID photo don't match what the teller sees.. My photo on the DL, and my drab self look nothing even remotely close to what I look like en femme and I'm concerned with them causing an issue over it and maybe not cashing the checks, or assuming I'm committing some sort of ID fraud.. I really don't care what some bank manager or teller thinks of me.. I just need my checks cashed.