I know I am a male. However, that being said once I put on my femme outfit which is always a dress, hosiery, heels, bra and panty, full slip and grey wig I actually don't dwell on my sexuality. I do not have time to stand in front of a mirror and gauge whether I "pass." After dressing for so many decades I do take on the mannerisms of a woman: smooth my dress on my behind as I sit down; cross my legs at the knees and not the ankles; whisk the stray hair from my forehead. When I am en femme I'm usually doing a lot of domestic chores: laundry, ironing, vacuuming, dishwashing; baking; meal preparation; etc.
I'd rule out "girl" because I have a teenage grandaughter. She is a girl, and, not a woman...yet.