About 5 years ago, one night as I hustled to get the last bus of the night, I got mugged on the way, only about 1 1/2 blocks away from work. They had a piece of wood wrapped up with carpet that they hit me on the head with, which surprised me and dazed me a bit. And there were two of them and I don't run all that quickly... so I handed over my wallet. Lost somewhere around $220.
I could have gotten bitter and outraged and could have lived in fear of everyone after that and completely changed my habits -- but I made a decision, and so in the end all they stole from me was a bit of money, and not my way of life or personal sanity. So I'm a little more careful now, but situationally, not perpetually. If I'm walking by myself all Dressed in a rough neighbourhood, I keep my eyes open and don't act like a victim.
The mugging had nothing to do with CD'ing -- I wasn't a CD-er at the time. And it didn't steal away my capacity for forming bonds: since I've become a CD, I've been open with lots of different people, and nearly all of them have been either indifferent or accepting or encouraging -- I talk socially to many more people now than I did before, and a lot of them enjoy my company. If I had been afraid of what might be, I would have missed so much!
I can walk into nearly any clothing chain or boutique in the city and expect to be treated with respect -- and conversely, places that had no experience with cross-dressers and were a bit squeamish on the idea now welcome me and welcome other cross-dressers, because they've dealt with me as a person and found that Okay, so I'm a bit different, but I'm good-hearted and treat them well, and that have a sense of taste, and that many clothes look surprisingly good on me -- I'm a person, not a pervert and not a caricature.
My mugging didn't set me back (and didn't push me forward either), but just "being myself" has broken down barriers and raised public acceptance, and so notably reduced the likelihood of lynching.
Is my openness without risk? Of course there are risks. Even cross-dressers get pretty confused sometimes about attraction and sexuality, so if some guy were to perchance take a liking to me while I was Dressed, then even if they could tell I was male (which apparently is not especially hard in my case), their confusion over what that attraction means about themselves could potentially lead to an Incident. But I don't lead anyone on, and I don't try to seduce anyone or even dance with any guys (or dance at all): I don't hide this major part of me away because of a possibility of what someone might think. I have much more important things to worry about -- things like the stress my wife is going through trying to deal with her mother's health problems: those stresses are very real and present and not hypothetical at all.