Hi Jane,
I think maybe that I can help you. If you really think that you're transgendered and want to go through the whole process then please understand that this is a very long journey. For starters, you don't just up and have surgery then hormones; it's the other way around.
The first thing you will have to do is find a therapist trained in this subject. Therapy can last a long time, possibly a year or longer. If you then satisfy the requirements then he or she will send you to the doctor for HRT. Most doctors won't start you on this without the therapy. You will also probably be living full time as a woman. Even after all this time you may not be ready for surgery. I know one girl now who still has a year to wait and she's been full time for two years.
Without knowing where you live I can't give you the names of doctors or therapists but I'm enclosing a web site that may help you. Actually two sites. The first one is http://www.tg2tg.org/resources/directory/htm The second site is http://www.transgendercare.com These should help you get started. If I can be of any further assistance feel free to contact me either here of e-mail.
[email protected] Good luck hon.