ID's and Credit Cards in Femme name

[cindym5_04]

I noticed how some of the girls on here were able to obtain an additional legal ID in their state with their femme name and photo on it, yet still have their male driver's license. I couldn't find if it's legal in my state to do that (Virginia...and probably not), so I did a "fake ID" search. There's a company called theidshop that sells realistic looking fake ID's for about $100. Obviously don't use that as your driver's license if you get pulled over, but maybe for going into a club is different...

The other thing was why not get an additional credit card sent to you with your femme name once you have an id? I might have to look further into it.

What I've done before is not worried about any of it and just used my regular male ID and credit cards for everything.

Just a thought.

[JoAnne Wheeler]

I would like a State ID card and like you I don't know if we have such a thing. It is very easy to get a credit card in your femme name by adding it on your card that has your male name on it - you might want to get your male card with just your initials and last name, assuming your femme name would correspond to the initials on your male card. That is what I did.
JoAnne Wheeler

[Jess_cd32]

........... There's a company called theidshop that sells realistic looking fake ID's for about $100...........

The other thing was why not get an additional credit card sent to you with your femme name once you have an id? I might have to look further into it.....

I would think applying for a card w/ a fake ID would be trouble, even if your intent is basically honest. Call your card co. and ask them if you can get one with your fem name, they might give you one.
I'd skip the false ID except for like you said maybe to use in bars etc... .

Another thought is your card co. can add both names on your cards if you requested it.

[Sam-antha]

I am so grateful that I live in the Uk where there is no need for either ID photos or titles on our Credit Cards.

[CrossdressinGoth]

Enough bars and clubs here in Wisconsin take your ID at the entrance and they have a scanning system that checks with the state ID database, if its a fake ID chances are it wont work if those clubs do the same thing, which can result in major trouble and one long night. I suggest you be careful about this if you were to go through getting a fake one, Id simply true for a valid legal ID

[Barbaraheels]

Most credit card companies allow you to order another credit card in someone elses name as long as its understood that the billing will still be your responsibility. This allows people to let their spuses, girlfriends, children etc. to have thier own credit cards in their name to make it more convienant. If I were you I would just ask your credit card company to send you a card in your fem name. They usually don't ask for anymore information except the name and possibly the relationship.

[cindym5_04]

By the way...this isn't for me... just something I was thinking about for others. I know.. I'm a bad influence :devil:. I'm fine using my own credit cards and ID and I've never had an issue.

[Tomara]

In my area of Ma. there have been many police stings to target people who use fake IDs , so my suggestion would be to stay far away from fake IDs it could cost you more than the initial fee !
Tomara

[Toni_Lynn]

Do NOT attempt this!

I work for a bank, one of the (top 5) largest (and still profitable :) ) in the USofA, and I can say without hesitance that you should NOT attempt this.

We have a very system called Know Your Customer that specifically targets things like this, and you run this risk of being accused of fraud, being out-ed when you least expect it, and more hassles than it is worth - at very least.

Even trying get a card with just an initial, if your boy name and femme names start with the same letter, could lead to mess ups on your credit profile, that would hard top explain.

Only advise I can give is get a prepaid Visa or Mastercard that can be reloaded. The shop till you drop!

Huggles

Toni-Lynn

[Anne-Marie]

I've thought a lot about this recently as I buy online lots and some folks get confused. If I buy in my fem name I have difficulty collecting the item from the post office (UK) as they need id in the name of the person the parcel is addressed to, If I buy in my male name then some of the traders I buy from are a bit prickly. Also the stupid posties - who cant seem to post stuff to the right address are talking about me (or so a friend says who works for royal mail) I hate this big time!!!!

My solution. I'm going to change my name by deed poll and then I can legally ask my badk, Card companies etc to issue cards in my fem name that's one reason why I called myself Leslie (unisex name) Anne-Marie (sexy Fem name) the cards will be Mr Leslie A Smith. I will be able to order in my own name (Leslie) and put Ms, easy to explain away if I need to - not quite up to outing.

Thats it, I'm gone :bye:

[Laura Evans]

getting a card with just your first initials and last name can be had but when the clerk runs it through the computer it shows the full name it was issued under. I discovered this when using my credit card with only my first initials on the card which is the same as my femme name but I noticed my male name on the clerks computer. No one has ever said anything to me. The only time I had a reaction from the clerk is when the card failed to go thru and the clerk asked for my card which has my male picture on it. He did a double take made a comment about having nice earings I smiled and that was it.:o

[KimberlyS]

I have just always used my male drivers license and credit cards when out and about enfemme. And I have not had any problems. But I have had some surprised looks. I just smile. To me it is not a big deal. But I also just feel like a joe in a skirt no matter how feminine I am dressed. I also figure it is one little thing I can do to help educate the general public. If we "pass" completely and they do not know we are CDers, how are we educating the general public. But my goal is for acceptance and tolerance for who I am. It is not to be able to pass.

kim
joe in a skirt

[joann07]

I haven't thought about getting a fake ID with my female information.
However, I do have a Florida ID card in addition to my drivers license, the only difference is my picture is me in femme. Everything else is the same.
I've used it several times without any issues and even used it to apply for a Khol's credit card.

Hugs!

[Billijo49504]

Most times I swipe my credit card, so they don't even see it. And at VS the other week, the SO asked for my ID so I showed her my DL and she said thank you ma'am. It was my male DL. But they made a $150 sale. Do you think they would turn down a $150 sale, not in this lifetime...BJ

[Leanne2]

I am lucky to have a unisex first name. The last time I renewed my drivers license I went enfem and had my picture taken wearing makeup and my hair was curled. I sent in my FOID information with a fem picture of me. When it came back they had changed the M to F under sex.

[cd_britney_426]

I can certainly see the benefit of this but there is also a risk. I was at a drive through the other day in my girl self with a TS friend and the man called me sir even though I think I was pretty passable. She corrected the guy and he didn't seem ignorant or prejudiced in any way and it was only until after I left that I realized why I was called sir--the credit card. My male name cannot be mistaken for a female name by any means so in such a case it would be useful to have a card with your femme name.

There are reasons not to do this, however. If you are not full time and not out to everyone you run a few risks here. First, if you are using bank cards (ATM, debit, credit) you need to protect yourself from fraud. Legally I am not Britney so if I sign something as Britney and then something goes wrong I would have a lot of explaining to do. It may also make it harder for a fraud case to turn to your side and if you are using a false name could even make you look guilty of something. As to identification, if something happens to you and family or friends need to be notified then they can't be notified if no one knows who you are. If you are in an accident, unconscious, and rushed to the hospital and are only carrying a fake femme name it creates several problems. The hospital can't pull up your medical records because they don't know who you are which could delay things such as a blood transfusion. Second, if the police are involved and need to look up your information so that family can be notified then again they don't know who you are which would make it impossible.

Personally, I wish the U.S. was not such a police state where you need an ID for every little thing but that is what it is and we have to play the game properly. People go by nicknames that aren't even close to their real name and there is nothing illegal in doing so. If you must show an ID or sign for something then just do so in your legal name but use your nickname (i.e. femme name) as appropriate in the conversation. If you are full time but just haven't had a chance to legally change your name then you can probably fill out forms by writing your legal name but with your femme name in parenthesis. So if I'm Joe Schmoe I would write on a government or other form, "Joe (Britney) Schmoe" or where applications have a sepearate section for a nickname you would put "Name: Joe Schmoe" and "Nickname: Britney [femme last name]."

Not to state the obvious but if you are full time and everybody knows then I wouldn't hestitate to do the legal name change! You might even be able to change your name to be a combination of both. For instance you could legally change your name to remove your existing middle name and replace it with the femme first name you use. Then in male mode you sign with your first and last name but in femme mode you sign with your middle and last which is likely to be legal. Interesting stuff to ponder. :) Britney

[Holly]

When I am out en-femme and need to show my ID, I simply hand them my driver's license and say, "Sorry, the picture is not a very good likeness." It has never failed to add a touch of lightness to the situation and the transactions have always proceeded amicably.

[suchacutie]

Has anyone considered starting a business in your femme name, and then getting a business credit card?

Also, I know a number of women who use a "professional name" in addition to their married name. They have credit cards in their professional name but I just don't know how this is done.

Since it is so easy to start an on-line business these days, that's the line I would look into if I wanted to go this route, since then the card is "DBA" (doing business as). I know a number of people who have done this, but just don't know the legalities of it.

Anyone know?

tina

[LynnInDenver]

Not to state the obvious but if you are full time and everybody knows then I wouldn't hestitate to do the legal name change! You might even be able to change your name to be a combination of both. For instance you could legally change your name to remove your existing middle name and replace it with the femme first name you use. Then in male mode you sign with your first and last name but in femme mode you sign with your middle and last which is likely to be legal. Interesting stuff to ponder. :) Britney

Amusingly, I use my actual legal middle name as my femme name already. Didn't have to change it legally.

That said, I've thought about getting an 'alternate' credit card, but really I haven't needed it. Usually I'm either at a location that's LGBT friendly (and they see mismatches anyway), or I plan ahead and carry enough cash for my outing.

[RachelPortugal]

I managed to get an additional card on one of my credit cards several years ago. So far I have only used it to fill up car with fuel. Different issuers wanted more details than others, so I went with one that asked for minimum details and I requested that no PIN was issued for card to be used at ATMs. The card was sent to main cardholder, so there was no mail in Rachael's name.

Then, when UK went chip and pin a couple of years ago, a PIN had to be issued direct to the additional cardholder at my home address. Thankfully, I usually get to the mail before my grown-up daughter who would surely have had a few questions like "Who is Rachael?" if she had spotted a letter in her name.

Gurls, remember to spend wisely during these times of recession. Your male side still has to settle the account each month!

Luv

Rachael

[Claire Cook]

I do have a credit card in my name, and so far I have had no problems with it (it is a second card, the first in my male name,and I sign the checks that way). So far I have had no hassles. But I will think about Toni-Lynn's reply -- and Holly, your comebacker is terrific!

[Jonianne]

.......I couldn't find if it's legal in my state to do that (Virginia...and probably not).......

The last I heard, you can no longer hold both a Virginia drivers licence and a non-drivers state ID card in Virginia at the same time.

[MsPriscilla]

Sam-antha wrote I am so grateful that I live in the Uk where there is no need for either ID photos or titles on our Credit Cards.

So far, Samantha, lets just hope it stays that way, or getting any credit card in another name will be near impossible once the Big Brother government has us all logged.

[Lesley Ann]

Like Sam-Antha, I live in the UK and as she correctly states at the moment ID cards are not required (although the Government is in the process of changing all that in time for 2012) However, I also shop on line in my femme name, and I have had the problem of collecting parcel's from the post office, as you require, if not a driver's license then a utility bill, in the past I have said that Lesley Ann is my cousin who is staying with me but lives in Devon, so she does not have either. It is I have just realized a long and boring story, so I'll finish by saying I eventually got my parcels, and I am looking at various idea's regarding proper ID for Lesley. If there is a will there must be a way.....!:doh:
Lesley Ann.

[bgirl]

I have just always used my male drivers license and credit cards when out and about enfemme. And I have not had any problems. But I have had some surprised looks. I just smile. To me it is not a big deal. joe in a skirt

Same here. Have never had a problem or even a comment. If they think I am a man, they are indeed correct. If they thought I was a woman, I try my best. I don't worry about being made. I don't dress to impress, I dress to express how I feel. So however they read me is okay.
Bethany

[wendiwoman]

I have only two credit cards in my legal (boy) name... one from Citibank, and one from Macy's. On both of their web sites, there is a place to order additional cards for "family." The only thing asked was the name on the new card. No other ID. No SSN.

I now have a card from each with Wendi as the name.

Like many other girls, I never had a problem using my "boy" card. But giving a card in my fem name is quite validating, especially when sales people or restaurant employees address me with that name.

Wendi

[Jessinthesprings]

I've thought a lot about this recently as I buy online lots and some folks get confused. If I buy in my fem name I have difficulty collecting the item from the post office (UK) as they need id in the name of the person the parcel is addressed to, If I buy in my male name then some of the traders I buy from are a bit prickly. Also the stupid posties - who cant seem to post stuff to the right address are talking about me (or so a friend says who works for royal mail) I hate this big time!!!!

My solution. I'm going to change my name by deed poll and then I can legally ask my badk, Card companies etc to issue cards in my fem name that's one reason why I called myself Leslie (unisex name) Anne-Marie (sexy Fem name) the cards will be Mr Leslie A Smith. I will be able to order in my own name (Leslie) and put Ms, easy to explain away if I need to - not quite up to outing.

Thats it, I'm gone :bye:


Wow I've ordered a lot of stuff off line and never once had an issue with using my legal name... as much as I may hate it. Of course I really don't care what the shipper must be thinking about me. Chances if he's thinking transgendered his assumptions are wrong anyway. :lol2:

[Jessinthesprings]

I have only two credit cards in my legal (boy) name... one from Citibank, and one from Macy's. On both of their web sites, there is a place to order additional cards for "family." The only thing asked was the name on the new card. No other ID. No SSN.

I now have a card from each with Wendi as the name.

Like many other girls, I never had a problem using my "boy" card. But giving a card in my fem name is quite validating, especially when sales people or restaurant employees address me with that name.

Wendi

Speaking of clerks using your name based off of your card. I used my debit card at Safeway a while back and inadvertently outted myself. The man's reaction was too good when he looked at the receipt and then to me. He was about to say my male name and sputtered out "Have a nice night" instead.

Soo... moral of the story if you have a card with a male name at Safeway and you don't want to be outted... Use cash or suffer the humorous consequences.

ok wow sorry for necroing this thread I was searching for an entirely different topic and did not even think to check the dates.

[kathrynjanos]

Just a thought...

Unless you can get a LEGAL ID from your issuing agency, I would not screw around with fake IDs (excepting maybe for bar usage), and I wouldn't keep it on me unless I were going to or from a bar (which means you shouldn't be driving anyway!). Always have your legal male ID on you anyway.

As to the credit cards, typically they'll give you one with any name you please on it as long as one corresponding to your legal name exists.

[Joann Smith]

Think I am gonna...just take my next DL photo fully enfemm...have been taking the last few with light makeup ...just gonna go for it and take the next one fully made up ...and the hell with it.

[Kate Simmons]

I fail to see the point in doing this, except for self satisfaction maybe.

[TxKimberly]

When I am out en-femme and need to show my ID, I simply hand them my driver's license and say, "Sorry, the picture is not a very good likeness." It has never failed to add a touch of lightness to the situation and the transactions have always proceeded amicably.

I'm with Holly - show them your real ID and your real credit card. The worst your going to get is a smile. How paranoid must we be if we really think some SA has nothing better to do than record your info and spend their time trying to out you at home or at work? It's a question of YOUR acceptance for yourself - can you tolerate the SA your dealing with for only five minutes at the check out knowing that you are a crossdresser?

[CharleneT]

:iagree:

We all assume that we pass if no one says anything to us.... chances are you are being read more often than you realize. When you hand over your male ID/CC they will likely already know you are a guy.


Charlene

[Paula Siemen]

When I am out en-femme and need to show my ID, I simply hand them my driver's license and say, "Sorry, the picture is not a very good likeness." It has never failed to add a touch of lightness to the situation and the transactions have always proceeded amicably.


I do the same........just state the photo was taken on a "Bad Hair Day!!"

[Paula Siemen]

Amusingly, I use my actual legal middle name as my femme name already. Didn't have to change it legally.

That said, I've thought about getting an 'alternate' credit card, but really I haven't needed it. Usually I'm either at a location that's LGBT friendly (and they see mismatches anyway), or I plan ahead and carry enough cash for my outing.

I question getting an additional credit card for your fem name. Just stop and think about the JUNK MAIL to your house that this would create!!!! Somehow, the fem name and info would get out and every credit card and insurance company would want you business........Very Bad Karma!!!!!:brolleyes:

[kymberlyjean]

If you are seriously considering getting a fake ID, do yourself a favor and consider NOT doing it simply because it is illegal.

I have been all over en-femme, shopped just about everywhere, gotten into bars and clubs and even cleared TSA checkpoints at the airport with my male DL. Like the other girls replying, I usually said something like "I'll show it to you, but I've let my hair grow out a bit since the picture was taken". Its usually good for a chuckle or a remark like "I like it better this way" or something. Besides, at the end of the day the vast majority of us, if we are fooling anybody at a distance close enough to hand over an ID, were only fooling ourselves.

That being said, for some it is a "satisfaction thing" or a feeling of completeness. Just like some girls don't feel complete with out gluing on nails or padding out their hips, and others are happy without these things. If it makes you feel better, do it. After all, crossdressing to begin with is to make you feel better, right?

So to find out your states stance on the ID issue, give your state driver's licensing agency a ring. Ask if it is OK to have a state issued DL and an ID card. If it is, ask if they use the picture on file or take a new one. If they take a new one, ask if it has to match the DL picture. (In Texas, it is OK to have both, and the pictures don't have to match) If the pictures do not have to match, ask about the state's policy on wearing a wig, or just flat out ask if they have a policy on Transgendered individuals getting a female picture taken before having the gender marker changed.

Here are a few things to keep in mind:
The state will not issue you an ID card with a femme name on it. Whoever says they have one is misleading you. You will have to do a legal name change, which changes your name on everything. There simply is no way to have one legal ID that says "Bubba" and another that says "Bonnie".
The state will not change your gender marker (the little m or f) simply because you ask them to, or have your picture taken en-femme. Some states will not change your gender marker, period. Even if you have final SRS and letters from a hundred doctors and lawyers. They go by whats on your birth certificate and getting that changed is a whole other issue and also widely varies state by state.
So that means your "femme" ID card will still have your male name and a little "m" out beside gender.
And finally, remember that your state will now have a picture of you en-femme. That means anyone doing a background check on you has the potential to see both pictures. Although unlikely unless you are having a criminal history or security clearance check done, its still a possibility.

With all that being said: I have both a Texas DL in boy mode and a Texas ID in girl mode. Everything but the picture matches: name, address, gender marker, etc.
And yes it does give me a little feeling of satisfaction now when I'm asked for my ID and I can show them the one with the hair style of the day.

Good Luck,
Kim