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I don't have any credit cards but I did get one of my debit cards changed to my fem name last year. I bank with Chase, and the branch clerks know me by sight (and because of a small problem I had several months ago). I went in and asked to have just my first two initials and last name on my card, but I found out you can use a nickname instead. I chose my fem name and they changed the card and the name on my account. They already have my legal name and social security number, so it's just a preferred name. It's so nice to be addressed by my preferred name whenever I go in! You might just try going in and talking with someone about the possibility.
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That's interesting. Maybe it's a new policy to require ss for a secondary account user.
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I was able to get a Citi card in my femme name simply by adding that name as an authorized user...As Genifer Teal says, Citi really doesn't care as long as you acknowledge all charges are your responsibility.You can't do this with some card companies...For instance AmEx requires the authorized user's Social Security number, but in my experience Citi, and a number of others, doesn't.
BTW, the likely reason the new card has a lower limit? Given rising interest rates, most credit card companies are offering smaller credit lines to new users.
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That is pretty cool! We have Citi cards so guess that is available. But I can not remember the last time someone actually took my card and looked at it. Mostly tap it on the reader and go. Do not even need to sign anymore.
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I guess I could've done the authorized user thing after all. That would have been much simpler! LOL so now I have this Citi account that I didn't need. Oh well. More credit to spend on clothes and stuff. :heehee: It's also true that nobody is looking at the name on the card, but I have the extra fun of logging in to pay the bill and saying where it says, "Hello Sherry." It's the only part of her life that is even remotely official. That little bit feels nice. Silly me even gets a cheap thrill when I get spam addressed to Sherry in the email account that I use for her. It makes her - me - feel more real.
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To be clear, ir sounds like you had your bank cancel your original card and issue you a new one with Sherry Ann's name. Myself, I can see the advantage of having two cards on the same account. Keeping the original, and adding another.
Will check with my bank and see if Emily can have her own card.
Emily
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I did the same with Citi for both cards. I got Natalie added as an authorized user and should have them in a couple weeks.
Sorry for the double post. This site doesn't like editing posts on mobile and just deleted my previous post. So I had to make a new one.
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I don't understand. Every time I tried adding an authorized user, on any and all cards, it asked for their SSN and then said that number is already in use (by me in drab).
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No, this is an entirely new account. I never had a Citi account until now.
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I think you first need to establish a city account with your mail self. once you get that card going.
You can then ask to add a secondary user.
The secondary user is on the same account so there is no second social security number.
It seemed Citibank is very good with Acceptance. If it came down to it just tell them what's going on. I bet they would be OK with it.
I would explain it by saying sometimes I don't look like the person on my card and i'd rather have the name that matches how I feel. In a corporate situation it's hard for them to say no. generally speaking I think they want to be helpful that way.
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Interesting thread, however, I have not had anyone ask to see any of my credit cards for years. The female name on a card would be for your own happiness.
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Char, for me, what made me want to do this (beyond just removing as much of my male self from my female presentation) was going to the bar and giving a card to start a tab. I gave a card and then realized that when settling the tab, it would have my male name. I can obviously say my last name to get the tab, but I like the idea of being able to say it is under Natalie.
I admit it is a relatively rare occurrence but still adds to the experience of being Natalie.
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After many on-line purchases for clothing and such, Terri stated getting junk mail in that name. Remember the thrill as a child getting your own mail? This is much better! And, of course, CC applications. Finally filling one out, I got a call from a nice lady, questioning why the SS didn't match the name given. I explained that was the name I use when ordering clothing. A brief pause, the lady said, I'll approve that card". Terri has her own bank account as well. The account is under my male name according to the bank, the checks are printed with Terri's name and a pretty butterfly background.
I have no one else at home to see incoming mail. Shopping and paying bills helps confirm the existence of my female persona.
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Getting mail-in a different name by pia problem for some people. hadn't considered that. it's definitely a thing.
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Update ... It took a while but I finally got a card in the mail today that says Sherry Ann Evans on it! Citi was only willing to change my first name, and I didn't like how it sounds with my legal surname. I had a Capital One card that I never use, so I called them and explained the situation. They understood. :) I know nobody's really checking when I buy stuff, but it just feels so nice to have something legal-ish in my wallet with the right name. Happy day! :)
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Congratulations on another feather in your cap!
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I don't have any cards in my full girl name, I can sign my full girl name better then my male name. However, when I used my credit card at a Little Ceasers, they knew my name some how without me saying it. Not sure if the information is shown like that every where, but that is a heads up for traveling to places where you might run across a problem.