The advantages of being female

[alyssaenglefield]

It seems only like yesterday I last posted... it was in fact almost three months ago - being away for Xmas/New Year with my parents. I think Mum knows now about the crossdressing, but I'm still in the closet about it.

So new year, new flat, and the need to renew my contents insurance policy. That was simple - $181.40 for $15k worth of cover for a year, including $1m liability insurance and $200 excess. Then when I told the sales agent that my student loan was at $12,000, we looked into life insurance. (Turns out I don't need it as student loans are written off in the event of the death of the borrower)

But here is the thing - females have the advantage in paying less premiums on life insurance! For me, the premium was going to be $92.98 per year for $50,000 cover. If I was female - for the same cover, It would have only cost $71.60!

So, here is the question - what advantages is there being female rather than male? Of course, if you crossdress, you aren't going to get cheaper life insurance premiums (maybe, but not with my insurer!)

[KellyCD]

Well, in my career field. Females have the advantage of getting paid just as much as others, yet not have to do any work at all. Some don't even bother showing up for work and never have to worry about getting fired, maybe only a stern talking to but that's it.

Also on the rare days that any of them actually DO show up to work, they are always provided the option of getting out of any tasking or actual work with the classic and often used "My *insert random body part* hurts! So I'm gonna go lay down". It's quite miraculous actually since the moment we get off work it's like they're a new person! All of the sudden they can run, jump, dance.....and get completely wasted within 15 minutes of being off work.

Oh, and if by some chance a "supervisor" tries to correct them...say for instance, try to break up the talking and get them to work he will be met with a very loud "DON'T CHA SEE I'MMA TRYIN TO TALK HERRRR?!?!? RUUUUDE!!"

*Sigh*

We can't really say anything to them, with the whole "sexual harassment" threat. That, AND most of the superiors want to and/or trying to sleep with them so they don't want to jeopardize the option of a one night fling.

Yes. That's the tip of the iceberg of the advantages of being a female where I work. I'd transition in a heartbeat just so I wouldn't have to work anymore.

[Katesback]

I will not talk about advantages but I will say that being a woman you learn that men in general look at you like a place for thier penis and thats about it. Many men dont see women as much else.

[Avana]

KellyCD, i think some of the comments you've expressed here are rather insensitive given that the entire world is still very much dominated by masculine privilege and misogynist attitudes and has been for thousands of years, as Katesback corroborates.

Women fully deserve protection of their equal rights.

[JohnH]

Men had better start respecting women a bit more. For every 2 men who graduate from college or university 3 women graduate. I believe that there are more women working outside the home than men. So it appears that women may get the upper hand in society in the future.

Johanna

[Matt2Marissa]

Top Two Reasons:
1. More freedom of expression of self and to be one's self
2. I don't like our society's stereotype of male.

[vetobob9]

KellyCD, i think some of the comments you've expressed here are rather insensitive given that the entire world is still very much dominated by masculine privilege and misogynist attitudes and has been for thousands of years, as Katesback corroborates.

Women fully deserve protection of their equal rights.

Equal rights is one thing, special previleges on the basis of gender is something else.
Most of us support equal rights but when you are giving promotions, vacations, flextime on the basis of gender or using gender as an excuse for not treating employees the same when it comes to work responsibilities and basing your disciplinary actions on those gender distintions, then you are breaking federal anti discrimination laws.
If you can prove that women in your workplace are being given preferential treatment you might have a civil rights claim.
Especially if your employer is a public agency or recieves any public funds.
And even those who are not, are still required to follow the law unless they have less than 20 employees.
The anti discriminatory treatment laws apply to all employers who have over 20 employees the last time I checked it.

[sonna]

Well, in my career field. Females have the advantage of getting paid just as much as others, yet not have to do any work at all. Some don't even bother showing up for work and never have to worry about getting fired, maybe only a stern talking to but that's it.

Also on the rare days that any of them actually DO show up to work, they are always provided the option of getting out of any tasking or actual work with the classic and often used "My *insert random body part* hurts! So I'm gonna go lay down". It's quite miraculous actually since the moment we get off work it's like they're a new person! All of the sudden they can run, jump, dance.....and get completely wasted within 15 minutes of being off work.

Oh, and if by some chance a "supervisor" tries to correct them...say for instance, try to break up the talking and get them to work he will be met with a very loud "DON'T CHA SEE I'MMA TRYIN TO TALK HERRRR?!?!? RUUUUDE!!"

*Sigh*

We can't really say anything to them, with the whole "sexual harassment" threat. That, AND most of the superiors want to and/or trying to sleep with them so they don't want to jeopardize the option of a one night fling.

Yes. That's the tip of the iceberg of the advantages of being a female where I work. I'd transition in a heartbeat just so I wouldn't have to work anymore.

sing it...........i have the same problems

[ReineD]

Well, in my career field. Females have the advantage of ...

sing it...........i have the same problems

What line of work are these? Maybe I'm headed in the wrong field?

[Persephone]

How about a big one?

According to the U.S. Social Security Administration, a boy born today in the U.S. has a life expectancy of 75.10 years, a girl has a life expectancy of 80.21 years. That's about a 7% difference, or about one extra year for every 14 years of life.

[Rianna Humble]

here is the thing - females have the advantage in paying less premiums on life insurance! For me, the premium was going to be $92.98 per year for $50,000 cover. If I was female - for the same cover, It would have only cost $71.60!

According to the U.S. Social Security Administration, a boy born today in the U.S. has a life expectancy of 75.10 years, a girl has a life expectancy of 80.21 years. That's about a 7% difference, or about one extra year for every 14 years of life.

Insurance companies look on it from the point of view of risks (i.e. statistically how likely on average are they to make an early payout?)

Statistically men take part in more high risk activities than women.

Even when women do take part in higher risk activities, they tend to do it in a less devil-may-care way, so from the point of view of the insurance company there is less chance of an early payout on a woman's life insurance than on a man's.

Then if you factor in an average of no less than 5 years extra premium payments, the difference doesn't seem quite as great.

[Kate Simmons]

No advantage or disadvantage really, just different. A true male and female team complements one another.

[Karren H]

Having a child of each I have found that yes they have a lower life insurance rate and a lower car insurance rate... But they have a higher health insurance rate... All those female issues. Males have a dirt cheap health rate and a terrible auto rate... Because young males don't get sick... They kill themselves in car accidents. So trying to justify a gender change based on an economic advantage or really any advantage of one sex of the others ludicrous.. Imho.

[sissystephanie]

Of all the real answers on this Thread, the one by Karren H is by far the best. She stated the facts very succinctly. Being the father of both a boy and a girl myself I would definitely have to agree with her!!

[Carole]

Women tend to get paid less than men so maybe that's why their premiums are lower to compensate.

they do say that a woman's work is never done - maybe that's why they get paid less......................

Just getting my coat!