I already live in a beautiful home, have a good vehicle but would upgrade it. I have a boat and most importantly a loving wife. Sure I would go on a spending spree for clothing ( the best) and have some custom outfits made for my body type. But, the bulk would go to finalizing our financial security, taking care of our children, grandchildren and close realitives. I would then set up endowment funds for groups that I belong to or support to ensure their continued sucess. I might then step up our travel, which is already extensive. I am one that already has a pretty good life and don't need to live in excess.