JennyLynn, there's risk and fear meeting someone from a chat site in private. But going to a CD meeting or event with a group of CDs is very low risk. If you find something like this in a nearby town, it will also diminish the fear of being exposed as a CD.
Browse the forums, Upcoming Events, Places to Go Places to Meet and Special events and Occasions to see if there are any group activities in your area. I'm sure you'll feel more relaxed after your first group event.