The Pink Fog almost got me today..received a letter from my bank that they would be issuing a new card with a chip (took them awhile) and I could customize the background picture on the card..well for a moment I thought about uploading one of my en femme pictures but since I need to keep a low profile, reason prevailed . Besides I would likely have issues explaining why the girl on the card did not look like the guy using the card...oh well, maybe one day that too could change..come to think of it , maybe should open a new account in my en femme personality then there'd be no issue... Just a thought. Has anyone done that?