Somewhere along the road in a spurt of maturity and logic I drew a line in the sand about personal responsibility. A big part of that was to be as close to 100% honest about everything especially finances.

And then there's that CD thing that you've already more or less justified with yourself (maybe not).

I do employ tactical information omission if necessary. Or my favorite double untender, "I'm actually very close to someone who is transgender."
Or I just let folks prattle on about it from their whimsical point of view for my own personal entertainment.

So how ya' doing with it?