No one has ever said anything to me. But I think I have been caught before. I had to go to the bank, and I was wearing drab clothes (a sweater and jeans) on the outside. Underneath, however, I was wearing a bra, panties, a garter belt, and stockings. When I was having my transaction worked on, no one said anything. However, the next time I came back, the female teller gave me that certain smile.
