Not sure why you didn't bring it all above board the first time you were caught.You really aren't telling much.If it is that important to you,I would have thought that you would have found a "therapist" that could work with you and your wife on this. So,now what? How is it supposed to all work financially? You will be in panties living in a refrigerator box on the course you are headed on. Some of us know there is more to your story than you are telling us.