Yes, it's totally more believable that mental health professionals are pushing people toward transition to get that sweet sweet cash.
What about those who were guided away from transition because they saw a therapist and went by the book?
I'm sorry but this is like lizard people level of ridiculousness.
OP:
Follow the standards of care, be honest with yourself and your therapist, and don't concern yourself with trying to prove yourself to internet gatekeepers.
If it turns out you don't need to transition then that's fine, that's what I thought the whole purpose of "self discovery" was for: "do I absolutely positively have to?".