Its a common theme or excuse used by closet CDers that want to come out but just don't have the guts to head out the door.
Before anyone gets mad and has a snowflake fit we have all been there at that point in time where we were too afraid to walk out the door.
If you claim it was easy then I tend to disbelieve that too.
Its nerve wracking and scary to say the least.
The I lost a bet claim is a classic one and it has a 99% chance of being a lie.
It sounds plausible to them but not to many people here.
I would say just there is no reason to lie about your desire to dress and relate your fears to the folks here and get help overcoming them.