I’m not sure being cross dressed was the risk factor in these situations. There is always a risk when dealing with strangers, particularly an oddball holding a tire wrench in a walmart parking lot. That one sounds creepy.
The other observation I’d make is that daylight is our friend. Cross dressers often seem to prefer the night and isolation. those are two preconditions increasing the likelihood of being preyed upon. The real fun of being out is the pleasure of being active in the real world and interacting with real people.