You say you have a therapist. Listen to your therapist. Ask your therapist for advice.

Most of what you get from this forum is sincere enough, but we are not professionally trained, we don't know you that well and we have no stake in the outcome.

You need to figure this out on your own and consider all the consequences. Do you think you would be happy as a woman? Would people accept you as a woman? Can you afford the cost of becoming a woman? Would you be OK with losing family and friends?

Maybe you should spend some time in the transsexual area. Read up on the problems they are having going from male to female. It's not a cakewalk.