Well said, Gabby. Boiled the whole thing down to a digestible essence, a precĂ*s.
Actually, none of the three is "easy". Even the most happy-go-lucky occasional, just-for-the-fun-of-it CD has arrived there with or after at least some issues. We're all acutely aware that we're up against a stubborn taboo, and we've all heard snide comments and crude jokes about cross-gender behavior from the unwashed masses and media, all our conscious lives.
It's also common to spend years assuring oneself that "I'm just a heterosexual crossdresser", only to (often abruptly) find oneself on a slippery slope of doubt and second-guessing. That's why this forum, with its several subgroups, is so valuable. We can traverse that slope, cling to it with our (painted) fingernails, or let gravity take us where it will, with the counsel and support (and sometimes criticism) of our fellow travelers, whose divergent perspectives can help us unpack whatever our particular life's-little-curve-ball happens to be.
