The OP is not very well informed about what's going on ...
Perhaps Mackenzie you are a woman...but based on your OP you are going to screw up your life if you start talking and doing things without knowing the lay of the land ....
you need more maturity and guidance to help you deal with the realities of your life..
Many crossdressers talk alot of being transsexual, but they are more about pushing their fantasy...this is a personal decision and its totally ok to do it... but many ts people will react strongly to this because we know what's going on...the real life problems faced by ts people can lead to a bitterness around people that are just playing around.
so your post sets off some red flags in this regard, but who knows...saying srs is a cosmetic procedure is true in the sense that it cures a birth defect, like fixing a cleft palate...but ts people have found that fixing this birth defect has an incredible effect on quality of life, and it sure doesnt feel like a cosmetic procedure..
so if you want to have a serious discussion about it...get serious...if you are curious...you can see the answers...if you are just talking to talk..then as kelly said..whatever works for ya...