Martha, may I suggest you look into attending a convention or conference for transgendered people that are held around the country? It will give you a feel for what it is like to live female for more than just a day. You'll also be surrounded by others who have the same feelings. Nearly all of these gatherings have support for those attending for the first time. I've gone to two in the past year and the experience was very educational. I'm now looking for other events to continue to explore my inner woman. The best thing is conventions can be done for a lot less money than having surgeries done. Look at the big events like Keystone or Southern Comfort for ones with an excellent education program. For a smaller gathering there are events all over the country that allow you to be the woman you want to be for a few days. It could help you decide if you want to take things further.