If you are considering transitioning, then therapy is a must. Also, hair removal is something you can start now, if you can afford it. I would concentrate on getting rid of facial hair first, with emphasis on eliminating any shadow you may have. I would wait on the chest, since that tends to be covered up, and the face you cannot really cover. In my situation, HRT ended up pretty well eliminating the hair on my chest, and I use to have a lot of it. For the chest, arms and legs you can use an eppilator, which can be pretty painful, but also can save money.
I wish you the best in whatever path you take.
Grace
