I don't underdress so can't relate. The dressing is a full-on, full-off thing for me. As for Rebecca's wife's remark, I don't know about North America, but here in France hosiery is very much alive in women's fashion, in the cities at least, as soon as temperatures drop. We even see some girls wearing it in freezing weather. My wife and I have a gentle joke about when we see a girl wearing archetypal feminine attire (hose, high heels, skirt) in hostile environments (freezing temperatures, cobblestone streets, ...): "Now, THAT is a REAL girl". It's a joke on multiple levels, a combination of admiration for her tenacity, of feeling sorry at the same time that she (possibly) gave into gender stereotypes, and since I came out to my wife and we both browse this site, also a reference to some CDs here considering that a woman has to wear such things to be deemed feminine.
