Though public opinion may be changing, a lot of acquaintances will be more comfortable and accepting of your new gender if you have had gender correction surgery. That is just a fact.
And even the Standards of Care mention tfelt tendency for TS to be comfortable and accepted in locker rooms, etc., if they at least look biologically female, for which a vuvlva rather than a vagina might be sufficient.
In a romantic or sexual relationship, many men will not accept a post-op as being female enough to satisfy them.
Conclusion: Being TS isubjects you to a complex social situation and a precarious one, no matter what.
(Supplementary observation: What a magnificent debate!)