Kelsy, I did everything I could to avoid having the transsexual label applied to me despite
the fact I knew I was a female and was very different. I even tried to convince myself that
I was just a closeted crossdresser at one point for a couple of weeks or so. This was despite
the fact that wearing female clothes just felt right for me and I felt like I was cross-dressing
as a male. The first step in my affirmation to become a transsexual woman who was transitioning
was to change my name. So I clearly identify as a female. If you haven't changed your name
then you have not legally affirmed your true identity as the woman you claim you are.

Being transsexual is defined as:

Transsexualism is an individual's identification with a gender inconsistent or not culturally associated with his or her biological sex. Simply put, it defines a person whose biological birth sex conflicts with his or her psychological gender. A medical diagnosis can be made if a person experiences discomfort as a result of a desire to be a member of the opposite sex, or if a person experiences impaired functioning or distress as a result of that gender identification.
http://en.wikipedia.org/wiki/Transsexualism

So do you experience major problems, such as impaired functioning or distress as a result of how you
have been defined in your sex/gender identification? If so and you haven't started RLE and changed
your name, then you have no way of legally affirming who you claim to be. And that is why Kate says
those that claim they are a woman but haven't taken any steps towards transition are just dreamers
because for a start nothing about who they claim to be is "in fact" in any legal sense.